how do you budget things here in UK

[alicat]

i dont think budget is really work for us.
everything is just so expencive..we spend
120 a week just 2 of us...what if we have a kids?
how much more???

[Tiggers0608]

i dont think budget is really work for us.
everything is just so expencive..we spend
120 a week just 2 of us...what if we have a kids?
how much more???

maybe you'll have a budget of £180 per week when u have a kid

but then again if its a baby that will be more expensive

[alicat]

maybe you'll have a budget of £180 per week when u have a kid

but then again if its a baby that will be more expensive

my hubby needs to work double time
thats why he keep asking me to move in phil asap.

[Tiggers0608]

my hubby needs to work double time
thats why he keep asking me to move in phil asap.

his asking you to move in the phils yeah its really cheaper i guess he he he

[alicat]

his asking you to move in the phils yeah its really cheaper i guess he he he

yah,he did every single day,,he want to live in phil.
but i dont want too ,i said to him,just give me more time to enjoy
my life here in uk.and he always said,
OH!MY GOD,whats the is wrong with you...

[Tiggers0608]

yah,he did every single day,,he want to live in phil.
but i dont want too ,i said to him,just give me more time to enjoy
my life here in uk.and he always said,
OH!MY GOD,whats the is wrong with you...

yeah enjoy your life in UK first before going back to phils he he he

[Tiggers0608]

bargain haunting is it part of the budget hehehe

[benb]

120 a week just 2 of us...what if we have a kids?
how much more???

You can get Child Benefit/Guardian Allowance, £18.80 per week for eldest child.

http://www.hmrc.gov.uk/RATES/taxcredits.htm

It will help.

Also, you may be able to get child tax credit. Try this online to find out.
http://www.taxcredits.inlandrevenue....Household.aspx

Cheers

[Peanutz]

I think budgeting your money is quite a very simple thing. You just need to discipline yourself. Buy what you can afford and stick with your budget or of what money you have. Planning is very essential when you budget your money. Unnecessary things should be avoided. If you know what you can afford I think it will help you to know how much money you can spend.

I was a disaster in budgeting money, but I have learned as time passes by.

[Tiggers0608]

yeah i think in budgetting the most important thing is what you need is the only thing you buy, but i guess sometimes you need to indulge to in chocolates , ice cream and cakes hehehe on my grocery list

[Peanutz]

yeah i think in budgetting the most important thing is what you need is the only thing you buy, but i guess sometimes you need to indulge to in chocolates , ice cream and cakes hehehe on my grocery list

That happens to me too. I try not to look to dessert corner and walk away quickly so it won't tempt me.

[alicat]

You can get Child Benefit/Guardian Allowance, £18.80 per week for eldest child.

http://www.hmrc.gov.uk/RATES/taxcredits.htm

It will help.

Also, you may be able to get child tax credit. Try this online to find out.
http://www.taxcredits.inlandrevenue....Household.aspx

Cheers

thanks for the information.