how do you budget things here in UK

[cheesewiz]

I don't have a problem in budgeting here in UK I live on my own, I live in a room that all inclusive and I am sharing the phone and the broadband with my house mate. I pay £75/week on my en suite room coz I don't want a share bathroom. I only spend £50/month on my food and I am on a night shift I managed to avoid shops as I am sleeping most of the day and during my day off I just stay home and spend my time on the net. The only down side is family back home too many demands

[benb]

I don't have a problem in budgeting here in UK I live on my own, I live in a room that all inclusive and I am sharing the phone and the broadband with my house mate. I pay £75/week on my en suite room coz I don't want a share bathroom. I only spend £50/month on my food and I am on a night shift I managed to avoid shops as I am sleeping most of the day and during my day off I just stay home and spend my time on the net. The only down side is family back home too many demands

£50/month on food - Incredible!

I do about £400/month just for food for myself!

[Tiggers0608]

thanks everyone cheers, yup heres its going to be a story so means different tactics unlike in the phils

we just have to tighten our belts here, and ignore the SALES going on

yeah i guess i need a notebook to list what we need and just focus on it and logged all the expenses there , than just spend and spend and think if we need all those BUY 1 TAKE 1 items

thanks for all the response. ..... i wonder whats on your messages list before you shop lol

if only i can use lampin (birds eye cloth) instead of diaper lol

[KeithD]

In our case we limit our weekly shopping to £50/week

I spend that on just fish, fruit & veg ....then I have to get in my shopping....

[Tiggers0608]

wow some people here really spent only £50 a week

whats on their list

[aromulus]

wow some people here really spent only £50 a week

whats on their list

Egg and chips, skinheads on a raft, stake and kiddly pies.................

[Tiggers0608]

Egg and chips, skinheads on a raft, stake and kiddly pies.................

quite good enough

[IainBusby]

I don't have a problem in budgeting here in UK I live on my own, I live in a room that all inclusive and I am sharing the phone and the broadband with my house mate. I pay £75/week on my en suite room coz I don't want a share bathroom. I only spend £50/month on my food and I am on a night shift I managed to avoid shops as I am sleeping most of the day and during my day off I just stay home and spend my time on the net. The only down side is family back home too many demands

£50 per month on food, less than £2 a day! You shouln't try to live like your still living in a third world country and scrimp on food etc just because of the demands of your family back in Phils and I think it's disgusting that they expect you to do so. They obviously think that you are so rich that you could afford to send them much more and the longer you continue like this, the more they will expect and the less they will try to do for themselves.
Iain.

[Tiggers0608]

what £50/month ... WOW i thought £50/week is already the lowest

now i wonder whats on their list £50/month .... free taste at the grocery just kidding

[gemini63]

Its possible if living alone.I agree to that.important hv the rice,bread,spread,sauces and spices and for cold and hot drinks. wr ok to that.noodles and eggs.good if theres dried fish or any salted paste.filipinos can live with those already.

[PeterB]

wow some people here really spent only £50 a week

When I was first married, in the 1970s, it was an expensive week if the shopping bill went over £10!

[kimmi]

Its possible if living alone.I agree to that.important hv the rice,bread,spread,sauces and spices and for cold and hot drinks. wr ok to that.noodles and eggs.good if theres dried fish or any salted paste.filipinos can live with those already.

i agree with u sis Gemini,

[anngrimes78@msn]

to save for our groceries, we go to shop like b&m, lidl, poundland and aldi cause you can really grab loads for a bargain price.
to save for clothings and other stuff, we buy only during clearance/sale times.
i guess it helps to really be good in sourcing for cheap prices but quality stuff rather than just buy what you can see and is inconvenient.

[benb]

When you see something really nice - ask yourself these three questions.

Can I afford it?
Do I need it?
Is it the cheapest place to buy it (i.e. cannot get it cheaper elsewhere)?

Buy it only if you get TWO or THREE YES answers.

[keithAngel]

When you see something really nice - ask yourself these three questions.

Can I afford it?
Do I need it?
Is it the cheapest place to buy it (i.e. cannot get it cheaper elsewhere)?

Buy it only if you get TWO or THREE YES answers.

Filipina Girlfriend hmm

[Tiggers0608]

Filipina Girlfriend hmm

[alicat]

i dont think budget is really work for us.
everything is just so expencive..we spend
120 a week just 2 of us...what if we have a kids?
how much more???

[Tiggers0608]

i dont think budget is really work for us.
everything is just so expencive..we spend
120 a week just 2 of us...what if we have a kids?
how much more???

maybe you'll have a budget of £180 per week when u have a kid

but then again if its a baby that will be more expensive

[benb]

120 a week just 2 of us...what if we have a kids?
how much more???

You can get Child Benefit/Guardian Allowance, £18.80 per week for eldest child.

http://www.hmrc.gov.uk/RATES/taxcredits.htm

It will help.

Also, you may be able to get child tax credit. Try this online to find out.
http://www.taxcredits.inlandrevenue....Household.aspx

Cheers

[Peanutz]

I think budgeting your money is quite a very simple thing. You just need to discipline yourself. Buy what you can afford and stick with your budget or of what money you have. Planning is very essential when you budget your money. Unnecessary things should be avoided. If you know what you can afford I think it will help you to know how much money you can spend.

I was a disaster in budgeting money, but I have learned as time passes by.

[Tiggers0608]

yeah i think in budgetting the most important thing is what you need is the only thing you buy, but i guess sometimes you need to indulge to in chocolates , ice cream and cakes hehehe on my grocery list

[Peanutz]

yeah i think in budgetting the most important thing is what you need is the only thing you buy, but i guess sometimes you need to indulge to in chocolates , ice cream and cakes hehehe on my grocery list

That happens to me too. I try not to look to dessert corner and walk away quickly so it won't tempt me.

[alicat]

maybe you'll have a budget of £180 per week when u have a kid

but then again if its a baby that will be more expensive

my hubby needs to work double time
thats why he keep asking me to move in phil asap.

[alicat]

You can get Child Benefit/Guardian Allowance, £18.80 per week for eldest child.

http://www.hmrc.gov.uk/RATES/taxcredits.htm

It will help.

Also, you may be able to get child tax credit. Try this online to find out.
http://www.taxcredits.inlandrevenue....Household.aspx

Cheers

thanks for the information.

[Tiggers0608]

my hubby needs to work double time
thats why he keep asking me to move in phil asap.

his asking you to move in the phils yeah its really cheaper i guess he he he

[rikyandnina]

You need to first work out how much your incoming and outgoing is!
Do it with a spreadsheet either microsoft or online with google.
Record ALL bills, receipts etc and categorise them.
This way you can monitor your outgoings.
As suggested by the forumers, getting good deals will help reduce your outgoings. You can monitor the spreadsheet on a monthly basis and adapt your lifestyle.

You need to put in some effort to do proper budgeting.

Cheers

I do this and hubby thinks, its a manifestation of my obsessive compulsive behaviour!!! Anyways, we always shop in the evening and look out for the clearance counter. Some unbelievable bargains when you just get there at the right time.

[alicat]

his asking you to move in the phils yeah its really cheaper i guess he he he

yah,he did every single day,,he want to live in phil.
but i dont want too ,i said to him,just give me more time to enjoy
my life here in uk.and he always said,
OH!MY GOD,whats the is wrong with you...

[Tiggers0608]

yah,he did every single day,,he want to live in phil.
but i dont want too ,i said to him,just give me more time to enjoy
my life here in uk.and he always said,
OH!MY GOD,whats the is wrong with you...

yeah enjoy your life in UK first before going back to phils he he he

[Tiggers0608]

bargain haunting is it part of the budget hehehe

[Ann07]

never had the problem coz hubby do the budgetting

we are the same mrs daddy to bt honest i hate budgetting But I always do ths shopping list