i know plenty of ex pats over there who are not realy a resident there

so read all the links that have been given before
this is what a lot of them do
leave your money in a uk bank

maybe open a account over there with yr lady but dont keep to much in it

our atm cards work in the philippines although quite often they run out of money

i believe you can get pension credits from age of 60 ?????
when you arrive in the philippines they give you 21 days before those 21 days have expired you need to get an extension which takes you up to 59 days then you keep renewing every 59 days so basicly every 2 months its going to cost you around £40.00 you can do this up to i believe now 18 months then you have leave maybe a short trip to hong kong??? renter then start again
by that time maybe you can get married then use the balikbiyon route in and out once a year with your philipina wife NO CHARGE

