Healthcare Insurance in Phils.

[britishdetained]

Hi Folks,
Have any of the forumers here ever taken out or paid for (Philippines) healthcare insurance for family members in Phils. I just wanted to get some info about it, how much it would cost and the benefits etc.

If I were to get into this sort of thing in any way, It would have to be on the basis that I would pay the premiums directly to the insurance provider, but I don't know if this would be possible. I really wouldn't like to hand over hard earned money for this purpose only to possibly find out later (if or when an illness or accident occured) that the money had been spent on something else.

Iain.

try to look at AIG website,

[IainBusby]

try to look at AIG website,

I tried to have a look for them, but because AIG is a multinational company, I can't seem to find a website for them in Phils.
Cheers,
Iain.

[britishdetained]

I tried to have a look for them, but because AIG is a multinational company, I can't seem to find a website for them in Phils.
Cheers,
Iain.

it is under the umbrella of Phiamlife I think you may also look for ProUK

[IainBusby]

it is under the umbrella of Phiamlife I think you may also look for ProUK

Cheers, I'll try to check them out.

Iain.

[Northerner]

So how much is full coverage in the phils? I'm talking NHS style coverage..

[JimOttley]

So how much is full coverage in the phils? I'm talking NHS style coverage..

That will likely be expensive, I bought Ana insurance through Blue Cross after James was born, that cost around 30,000 peso per annum at the time.

Pregnancy was not covered in the first 12 months.

Ana does not understand insurance and she did not want it, she always says 'I am strong, I trust in God' in later years we let it lapse because of other pressures on our resources.

Problem is you will never be able to insure everyone in the family that might need it. Hospital bills vary a lot in Manila and there is always the suspicion that they charge more if a westerner is known to involved.

The charges are a lot lower than you might think, a consultation with a specialist at a hospital has usually cost me 400 peso.

When I looked at care for myself back when I was stupidly optimistic about life it was going to cost around 1000 quid a year just for me, so that was a non starter.

Very first time I went over for Christmas I seriously injured my ankle (went over on it) while I was packing my things just literally 15 hours or so before I was due to fly. I live on my own and I was literally dragging myself around the house trying to finish packing, I tell you I dragged myself through Glasgow Dubai and NAIA nothing was going to stop me getting there I really could barely walk

When I got there eventually we went to the doc who bandaged me up and charged 400 peso.

You pay for all your own drugs too.

Good health insurance is just horribly expensive, we just don't know how lucky we are in this country!


Jim

[britishdetained]

Cheers, I'll try to check them out.

Iain.

http://www.ephilam.com/index.html hope this will help

[Northerner]

http://www.ephilam.com/index.html hope this will help

Thanks...

[britishdetained]

Thanks...

you are welcome. One of the most important thing is to have a good health insurance not only to secure you in the future but as well as your family

[Sophie]

I tried to have a look for them, but because AIG is a multinational company, I can't seem to find a website for them in Phils.
Cheers,
Iain.

Hi Iain, you can try looking into Philamcare....they were really good back then, not sure now though if they're still as good as they used to be....
I used to work at Philam Insurance before (few years ago, lol) which is under AIG.....
AIG in the philippines consist of the following - Philam life Insurance, Philam Insurance (non-life), Philam plans, Philam care and Philam Bank.