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Thread: Xoom is blocking non US credit cards as payment method for transactions

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  1. #1
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    I've been using Xoom for 4 years sending money to my Girl Friend in the Philippines to pay our rent for our apartment in Davao and the bills etc and the money I have paid to Xoom just in commission over that time must have come to thousands. So now they have stopped Paypal Payment and stopped any non US credit and debit cards.
    So Now they have made it impossible for everybody except Yanks to sand money to the Philippines using Xoom!
    By stopping anybody from outside the US from using the service to the Philippines it seems they are saying that nobody outside the US can be trusted.
    They say on there Blog it is to try and stop people sending money to overseas merchants as it is only meant for personal remittance but it seems to me that it would be people in the US that would be most likely to try using the service for paying merchants for goods.
    It’s a very weak accuse.
    And this all seems like a very backwards move for a money remittance website.
    The only thing that makes me feel better is they must be losing so much business.
    Another problem I have got is when I'm there I use my Nationwide card to withdraw money which had no fees and was great,
    But the other day I got a letter from them saying that now the standard Nationwide Card will not work in ATM's abroad.
    So annoying because I would have just got my Girlfriend a Nationwide card instead of using Xoom but I can’t do that either now.
    I'm looking into getting a caxton fx card pre pay mastercard for me and my Girl but will have to post it out to her which all take time.
    Guess I will have to use Western union in the mean time,
    I hate getting ripped off!
    This online Finance companies go on about online scammers etc but most of them are just as bad with there hidden charges and fees.
    If any of you that were using Xoom before have found a new cheap quick way to send money online please let me know.
    Matt James


  2. #2
    Respected Member Sim11UK's Avatar
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    Quote Originally Posted by mattyjy2k View Post
    I've been using Xoom for 4 years sending money to my Girl Friend in the Philippines to pay our rent for our apartment in Davao and the bills etc and the money I have paid to Xoom just in commission over that time must have come to thousands. So now they have stopped Paypal Payment and stopped any non US credit and debit cards.
    So Now they have made it impossible for everybody except Yanks to sand money to the Philippines using Xoom!
    By stopping anybody from outside the US from using the service to the Philippines it seems they are saying that nobody outside the US can be trusted.
    They say on there Blog it is to try and stop people sending money to overseas merchants as it is only meant for personal remittance but it seems to me that it would be people in the US that would be most likely to try using the service for paying merchants for goods.
    It’s a very weak accuse.
    And this all seems like a very backwards move for a money remittance website.
    The only thing that makes me feel better is they must be losing so much business.
    Another problem I have got is when I'm there I use my Nationwide card to withdraw money which had no fees and was great,
    But the other day I got a letter from them saying that now the standard Nationwide Card will not work in ATM's abroad.
    So annoying because I would have just got my Girlfriend a Nationwide card instead of using Xoom but I can’t do that either now.
    I'm looking into getting a caxton fx card pre pay mastercard for me and my Girl but will have to post it out to her which all take time.
    Guess I will have to use Western union in the mean time,
    I hate getting ripped off!
    This online Finance companies go on about online scammers etc but most of them are just as bad with there hidden charges and fees.
    If any of you that were using Xoom before have found a new cheap quick way to send money online please let me know.
    Matt James
    Get yourself a PNB Europe online remittance account.
    If your lady has a bank account, it will cost £5 to send straight to her account.

    If she dosen't have an account, costs something like £6-8? for pick up.

    http://www.pnbeurope.com/


  3. #3
    Moderator joebloggs's Avatar
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    Quote Originally Posted by Sim11UK View Post
    Get yourself a PNB Europe online remittance account.
    If your lady has a bank account, it will cost £5 to send straight to her account.

    If she dosen't have an account, costs something like £6-8? for pick up.

    http://www.pnbeurope.com/
    yes PNB, not as quick, but usually they can get the money the next day, and it only cost £5 or £6 to send upto £1,000 and you get a receipt from PNB which is excellent evidence of support
    http://www.filipinouk.com/forum/image.php?type=sigpic&userid=870&dateline=1270312908


  4. #4
    Respected Member somebody's Avatar
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    Quote Originally Posted by joebloggs View Post
    yes PNB, not as quick, but usually they can get the money the next day, and it only cost £5 or £6 to send upto £1,000 and you get a receipt from PNB which is excellent evidence of support
    If you bell up or stroll inside they will send the money so its there then i think its a quid more but not bad if it needs to be in the account there and then and a heck a lot of cheaper than western union and even xoom from memory..
    Oh lord why did you make so many clothes and shoe shops


  5. #5
    Respected Member IainBusby's Avatar
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    Quote Originally Posted by Sim11UK View Post
    Get yourself a PNB Europe online remittance account.
    If your lady has a bank account, it will cost £5 to send straight to her account.

    If she dosen't have an account, costs something like £6-8? for pick up.

    http://www.pnbeurope.com/

    It's a bit of a pain in the arse to set up, but once you've got through all that I think you'll find it was well worth the trouble. Besides the fact that their rates are always the best it's just very simple, very cheap and very fast.


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