If the embassy checks that he's just become bankrupt, he can't prove 'no recourse to public funds'!!!
Besides, there is ZERO reason to declare bankruptcy. the CAB will mediate, he'll have an excellent credit record, and still pay off what is owed with only a few quid a month, probaby interest free, or at least low interest.
Creditors will always accept SOME money, rather than NONE, but most folk seem to think bankruptcy is an easy answer, when it is much more complicated than that, and can effect your life for years.
