No matey .....
In the case of the French Embassy, you merely download the visa form off their Embassy website & select a date/time for an "interview".
You then turn up at the alloted time with all your revelant docs (as specified on the application form), and you return 1 week later to collect (or get it posted to you).
You do NOT have to have a travel iternery, nor flights/hotels booked etc etc.
I think all Schengen Embassies work the same way, although some outsource to VFS (where the charges come in).
