Quote Originally Posted by JimOttley View Post
You are old enough to retire early Stewart, did you not build up any private pension rights over the years? If you have got some private pension savings you will get a much better annuity rate than most folk even with retiring early because of your medical history.

Also remember that in this market houses in the UK can't be disposed of quickly probably much better to rent it out and if worst came to the worst use the rent to pay your medical bills in the Phils, the one benefit is that medical treatment can be a lot cheaper in the Philippines.
Hi jim, up to 25 yrs old i did very well being a plumber and the building trade property ect, had a beutiful big victorian house,but you know it hapens to more than just me my x made sure i had nothing, except 3 daughters who i dedicated my time to bringing them up, i worked part time to fit in to be home when they left for school and when return home, i never regained what i had, it took a long time, to aquire this modest 2 bed house i have now, had one further gf took me to cleaners a little too,, no never got a private pension going, shame, i belive if im right,my goverment pension wont be released untill im 65, the thing is do i keep paying a minimum voluntry payments to keep it good while im away , my house originaly i would have sold,but for brenda tell me not to, and the advise not to here too, i will rent it , brenda doesnt need any money from me , though id insist, at worst the rent will be almost fully available and accumalate for emergencies flights to and from phil ect,

retire yes this is my intention by living in phil i can do this, iv been off work ill for over a year now i dont want to return to the struggle,