Hi Chaps
Yeah I think everything will be ok - the only issue is I dont have any savings anymore but my income is ok and stable and 2011 was the year of change, new wife, house, changed job role - all took up money!

I opted for postal due to saving some money thats the only reason, and as they suggest you must submit with at least a month left - so we have 6 weeks.
As a few of you said its a formality - had we been married abroad there would have been no need for this "stupid expensive formality"!

Thanks for all your kind wishes.

Tone