visa or not

[Terpe]

if you earn the £14000 can the shortfall be made up with a percenatage of the required savings ,which are stated as the required amount instead of earnings, in other words a slice of both?

Yes, that's correct.
In this case the shortfall is £4600
Means required savings of 2.5 x £4600 = £11250
That is on top of the minimum £16000
So to meet the income shortfall needs savings of £27250 which must be held for 6 months prior to application.
And that level needs to be shown again at FLR application time 30 months later (held for 6 months prior to application)

Not an easy option, but one that some folks may be able to use.

[imagine]

Yes, that's correct.
In this case the shortfall is £4600
Means required savings of 2.5 x £4600 = £11250
That is on top of the minimum £16000
So to meet the income shortfall needs savings of £27250 which must be held for 6 months prior to application.
And that level needs to be shown again at FLR application time 30 months later (held for 6 months prior to application)

Not an easy option, but one that some folks may be able to use.

thats a lot of dosh

[gWaPito]

Yes, that's correct.
In this case the shortfall is £4600
Means required savings of 2.5 x £4600 = £11250
That is on top of the minimum £16000
So to meet the income shortfall needs savings of £27250 which must be held for 6 months prior to application.
And that level needs to be shown again at FLR application time 30 months later (held for 6 months prior to application)

Not an easy option, but one that some folks may be able to use.

Nice one Terpe Simply put so no one can misunderstand.

Hawk, look, just my opinion here ..take Terpe's advice and spend the application fee more wisely.

Looking at your financial situation, even if visa would of been allowed, I still wouldn't of applied.

Your wife would of had to work here as well to make ends meet..nothing to do with quality of life, its just survival. Definitely not what she expected.

Like many you would probably ended up like ships in the night doing shift work. No way to live

Better to do like some are on here is to make a way over in the Philippines...be it part time living here to start off then at a later date move over.

Good Luck Hawk