Got me confused as to how many cars Tony actually owns.

I have my business car insured on one policy, which attracts a NCB, and my other (group 50 ) car on 'Classic Car' insurance for about 140 quid a year, fully comp but limited mileage, no NCB.

You need to own at least 2 vehicles to take advantage of the classic car insurance deals though...but you can insure some pretty amazing vehicles very cheaply.