Leaving for good

[jake]

Great thread Steve

This has to be the million pound question for a lot of members on here.

Do we scrimp and save here to eventually retire in the Philippines?

Do we cut all ties with the UK?.......... Easier for me as I have a very small family, but lots of friends I would miss.

When do we retire 40,50,60,70? The longer we leave it the shorter time we have left to enjoy ourselves and reap the rewards of the hard work we've done here to be able to afford to up sticks.

How much do we need?............ This is my major question as I like my creature comforts (take that as I'm not from Yorkshire )

Then we get onto questions like healthcare etc

There are a lot of new threads in that post Simon

We came to live in the Philippines when i was 31. I have never regretted that decision even though the first few years were difficult financially.

The cost of living in the Philippines does vary with the type of lifestyle you want. If you like your creature comforts, have kids in school or college and take medication it isn't going to be any cheaper than the UK.

[stevewool]

The cost of living in the Philippines does vary with the type of lifestyle you want. If you like your creature comforts, have kids in school or college and take medication it isn't going to be any cheaper than the UK.

live with in your means is the answer

[jake]

live with in your means is the answer

To a point Steve.
I wouldn't send my kids to a public school and now they are in university it costs a few thousand pounds per year.