I am ready

[andy222]

I know Ems wants to work here for a few more years and I cannot blame her for wanting that too.

I am quite prepared to wait, and like you say Joe, there are lots of plans to make before we both can say this is it. The longer I stay here the more we shall have, but time is running out very, very fast now.

I think this coming next year will make a big difference for me with the new pension plans coming into force, who knows plus our visit this Xmas to the Phils too.

Seeing the house that's not built and how the family is to us both.

With everything I do in life, I stand back and think about it. That's a good thing for me - might pee off Ems sometimes - but we get there in the end. STILL NO LOUIS VUITTON BAG, but I am running out of excuses now for that

It's a tricky decision Steve, as you're not getting any younger and you are ready for retirement. If it was me - at your age - and I had the funds, I would be there like a shot. In my line of work, I see patients who were fine a couple of months ago and are now bedridden. Time doesn't stand still. Yes, I respect Em's views, but she is young and, dare I say it, she has a few more years left in her than you have. No disrespect mate.

[imagine]

It's a tricky decision Steve, as you're not getting any younger and you are ready for retirement. If it was me - at your age - and I had the funds, I would be there like a shot. In my line of work, I see patients who were fine a couple of months ago and are now bedridden. Time doesn't stand still. Yes, I respect Em's views, but she is young and, dare I say it, she has a few more years left in her than you have. No disrespect mate.

Exactly as I thought for my decision. I wasn't getting any younger, I had already almost missed the opportunity when i got ill, but i was lucky and recovered, and now look I'm here where I wanted to be and very happy. I got a second chance - not everyone does.

[malolos]

Exactly as I thought for my decision. I wasn't getting any younger, I had already almost missed the opportunity when I got ill, but I was lucky and recovered, and now look I'm here where i wanted to be and very happy. I got a second chance - not everyone does.

My wife keeps saying next year, so after 5 years I said, "we go next year, final that's it, or I go alone!" Sounds harsh but that's life.

Luckily I have the finances to do it. Also, I love the Philippines, the way of life and the people.