To Michael, Thank you for your welcome and infos. The whole time I thought I am allowed to carry not more than £10,000 or I need to declare it. But looking at this link: www.gov.uk/bringing-cash-into-uk

Looks like I am allowed to carry less than 10,000 Euro that equals to £7,000 yea?

To graham, thanks for the info I am actually looking forward to libraries and I know what you mean when you said better qualities, me and hubby we sometimes buy the same book and read at the same time and sometimes he would read to me and he'll be reading about 2 pages that I don't have on my copy :P he usually tease me that we have lite version books.

To Terpe, thanks for the welcome. So you're in Davao? I've been there once, such a lovely place.

Any advice which would be better bank, PNB or BPI? In terms of transferring money and remittance fees?