You'll need 35 qualifying years to get the full new State Pension. You'll get a proportion of the new State Pension if you have between 10 and 35 qualifying years. You have 20 qualifying years on your National Insurance record after 6 April 2016. You divide £159.55 by 35 and then multiply by 20. You can also continue to contribute to your national insurance payments which will then add to your qualifying years...