Just a suggestion, if u always send money to phil. try to hv extra debit card from hr in uk then send to phil. so that everytime u need money in phil. just deposit the amount needed to ur bank and withdraw in phil. the cost is only £ 1.50 per withdrawal. choose the machine of PNB in phil. so the rate is higher...or metrobank atm machines coz the maximum per withdrawal is 10,000 pesos, so can save the charges...Its what I did. I sent to my daughter our extra debit card hr that we dont use and just deposit amount needed everytime for expenses of some projects we hv in phil...
