Wife's UK Settlement VISA Refused - Husband Overdrawn :(

[IainBusby]

The reasons they gave for this were that my bank account is overdrawn and was overdrawn for the 6 month period covered by the bank statements we provided.

I dont look like i got any chance if this man is on 50k a year and i cant work?
Its not looking good for me

You don't need to earn £50k a year to get a visa, you just need to appear to be able to support a wife in the UK financially. To the ECO it looked, on paper at least, as if he was living beyond his means, or he may even have concluded that he was in serious debt, because he appeared to be permenantly overdrawn. It's no good earning £50k a year if your spending £51k a year.
Iain.

[joebloggs]

I dont look like i got any chance if this man is on 50k a year and i cant work?
Its not looking good for me

You don't need to earn £50k a year to get a visa, you just need to appear to be able to support a wife in the UK financially. It's no good earning £50k a year if your spending £51k a year.
Iain.

true Iain
inlovebutstuck, you need members of your family, friends to help you by loaning you as much money as you can get for the next 6 months, after you've got 6 bank statements showing this large amount, then apply for your visa, wait til you have your visa and then pay it back, if not have you got a credit card, transfer as much as you can to your current account, and wait 6 months, when you've got your visa pay it off, but it means your paying interest

any chance of you getting a job, sometimes you'll do more for others when you have to (for your wife and bb) then you will for yourself.

some lucky few have a got a visa for their partner while on benefits and no savings, but many more have been refused.

he that fails to plan, plans to fail