Your right Arthur but you may remember it took a little while to elicite all the information to arrive at that conclusion unfortunatly I cant find your or my posts of that time .
One difference I do recall was that you owned outright your own home and in addition were applying from the UK
John as you say your child can come with you in anycase on a British Passport and as Arthur says you will probably meet income requirements with 600 a month what you will need to do is have proof of adequate accomodation do you have that?
The application for your wife has to show that its not a case were on the balance of probability you would all arrive in the UK and require immediate help from the public purse .
You and your child could of course just arrive stay with friends /family etc but to get the settlement visa you need to demonstrate conformaty to the H.O. rules (nothing to do with whats right unfortunatly) the more info you give the better the advise can be here.
Conjecture on my part in the absence of more information would be that you would need £1500 airfares perhaps, £500 spouse visa app a place to rent perhaps initially furnished £5-£800 plus deposit plus exteraneous amounts which could all add up to £4-6 k of course you may already know where you will live etc so keep the information coming![]()