Thanks Joebloggs for the reply, you've been very helpful. My husband is not really worried about the savings, i think he's got more than 3,000 pounds savings in his account. He just really want to make sure that we won't be denied when we apply so we really have to wait. I got another question, while we're preparing for the all the required documents for the visa, is it a good idea that I change my name on my passport as Mrs. O'farrell? Hope to hear from all of you soon!