Quote Originally Posted by Bluebirdjones View Post
Joe...I agree with you as per the official terms of "savings" on the official notes/explanations.... but I certainly didn't comply with it.

My current account is always on the "low" side, and I had no intention of messing up my financal arrangements........

I wrote a covering letter with our fiance application, explaining the illogical sense of cashing in all my shares, funds, bonds etc to "provide" cash in a current account.

I further went on explain that to turn everything into "ready" cash made no sense, as I viewed my financial arrangements as being conservative and totally adequate and showed an appreciation of full financial management of my affairs, and a view to future income and planning.

I also offered to turn one or two long-term investments into cash if they so stipulated, and would they be so kind as to indicate which ones would suffice for their purposes of approving the fiance visa.

I also included quarterly bank, stockbroker and trustee valuation statements for a 18mnth period.

I never heard back from them ..... just the successful granting of the fiance visa.


Obviously all cases are different ...... but it does disprove the argument that "cash is king".
There is always an alternative. You just need to present your evidence correctly and fully documented.
Interesting post and one that might also help someone like Iani in his posting yesterday. Good example of thinking "outside the box".