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Thread: Got my Provisional Licence but can't drive my husband's car :(

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  1. #1
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    Quote Originally Posted by adam&chryss View Post
    Yesterday i received my provisional driving licence.. me and my husband were both happy. He decided to put me in his car insurance so i will be able to drive his car with him. Last night we were talking about it and thinking possible places that i can drive without other cars coming in.

    Then my husband just called me and told me that i'm not allowed to drive his car even i have my prov licence or even if i'll have my full licence in a year. Because his car is a sporty car

    The insurance won't accept me Mind them, i'm a better driver than them i'm pretty sure
    We're in a similar position. My wife just received her provisional licence but I've got a company car and she's not allowed to drive it as a learner. She'll be OK once she's passed her though.

    She'll need her own car but getting insurance could be expensive. I've always had a company car, so haven't built up any no claims bonus in my own name. As a new driver, her premium is likely to be high.

    We'll probably get a small, cheap car and insure it third party only. Hopefully, after a year or so, the insurance companies will look at our situation and give us a good deal!


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    As far as being a sporty car goes, its only a Mondeo ST TDCI !
    Just called Tescos insurance and it turns out that cos they refused to cover Chryss on my policy they have to waive the cancellation charge which was 1 months premium + £10
    And I also get £8 refund from my last payment, so its not all bad.


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    Quote Originally Posted by Jamesey View Post
    We're in a similar position. My wife just received her provisional licence but I've got a company car and she's not allowed to drive it as a learner. She'll be OK once she's passed her though.

    She'll need her own car but getting insurance could be expensive. I've always had a company car, so haven't built up any no claims bonus in my own name. As a new driver, her premium is likely to be high.

    We'll probably get a small, cheap car and insure it third party only. Hopefully, after a year or so, the insurance companies will look at our situation and give us a good deal!
    I think some insurance companies will give you some NCD even though you`ve been driving a company car if you can prove that you havn`t had any accidents during that time.
    Maybe someone has experienced this and can help you?


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    Quote Originally Posted by adam&chryss View Post
    I think some insurance companies will give you some NCD even though you`ve been driving a company car if you can prove that you havn`t had any accidents during that time.
    Maybe someone has experienced this and can help you?

    I have heard the same worth asking your faclities department or whatever they call themselves at your place of work.
    Oh lord why did you make so many clothes and shoe shops


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    Quote Originally Posted by Jamesey View Post
    We're in a similar position. My wife just received her provisional licence but I've got a company car and she's not allowed to drive it as a learner. She'll be OK once she's passed her though.

    She'll need her own car but getting insurance could be expensive. I've always had a company car, so haven't built up any no claims bonus in my own name. As a new driver, her premium is likely to be high.

    We'll probably get a small, cheap car and insure it third party only. Hopefully, after a year or so, the insurance companies will look at our situation and give us a good deal!
    When I first arranged the insurance for my wife's car a couple a years back I didn't find much difference in the prices between third party and full comp. I did though find a massive difference in prices between different companies. Some insurance companies were quoting over £1000 and others wouldn't even insure her because of the type of car (it was deemed too 'boy/girl racerish') though in the end I only paid ~£350.


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